In the past few years there has been an onslaught of regulatory changes regarding environmental, social, and governance considerations, signalling a sea change in the way advisers will do business with clients.
The UK government and others around the world have made strong environmental commitments at summits such as Cop26 in Glasgow. Those commitments drive government policy, which drives government legislation, which in turn drives regulation.
So, there is a combination of global, EU and UK regulations and initiatives that are quickly changing the landscape in all sorts of areas, but in particular in financial services.
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